Five Ways To Save Money This Christmas

I have made a list of five ways to save money this Christmas. If you’re short on cash, why not consider cutting back on your holiday spending? Take a moment to read through the following suggestions. Saving money at Christmas time could be easier than you think!

1. Set A Budget
   
   Set a budget for yourself before buying gifts. It’s easy to spend too much when you’re not keeping track of your purchases. People who live paycheck to paycheck may face financial difficulties. As a result, establish a financial limit for yourself and keep to it. This will help you stay on track and avoid going overboard.
   
   
2. Baked Good and Do It Yourself Gifts
   
   DIY (do-it-yourself) gifts are a popular and sincere way to show how much you care about the people in your life. Popular websites like Pinterest and Facebook include a plethora of customisable DIY project ideas and tutorials on how to make them.
   
   Baking treats for the people on your gift list is also an appreciated, age-old tradition. You can keep it simple by preparing a common platter of snacks for your coworkers, or you can make it more personal by preparing some of each person’s favorite foods.
   
   Purchasing the materials and/or ingredients required for DIY presents and baked goods will, in most situations, be substantially less expensive because you will create the product rather than purchasing one that was already created.
   
   
3. Have A Potluck Christmas Dinner
   
   This year, throw a potluck dinner by simply asking your guests to bring their favorite dish. Request side dishes and sweets, as the host usually prepares the main course. Leave it up to the guests to decide what to bring. The variety of dishes is one of the most enjoyable aspects of a potluck. This not only reduces a lot of the stress that comes with arranging a dinner for a large gathering, but it also saves you a lot of money.
   
   
4. Organize A Secret Santa Christmas
   
   During the holidays, many people take part in the Secret Santa game. It’s most typically played among friends and coworkers to save a significant amount of money. You only buy one gift for the person whose name you drew, rather than a gift for everyone in your circle.
   
   While it may be tough to persuade young children to accept only one present for Christmas, it is frequently a home run for families with older children who understand the importance of limiting spending during this time of year.
   
   
5. Shop All Year Round
   
   Many individuals believe that shopping for Christmas gifts all year is the best way to save money on holiday spending. This eases a lot of the stress that comes with holiday shopping. It also prevents you from paying inflated (pre-holiday) pricing for gifts. Year-round shopping gives you the opportunity to take advantage of seasonal bargains.

These are just five easy ways to cut your Christmas spending without feeling like Scrooge. Remember, it’s not the amount of money you spend, it’s the thought that counts!

For other great tips, go to Dave Ramsey’s website. https://www.ramseysolutions.com